Financing Solutions for Any Commercial Property

With multiple financing options to meet the needs of the full spectrum of commercial properties, Luminia empowers virtually all commercial and industrial (C&I) property owners to implement energy and sustainability upgrades. Most competitors only finance the 10-20% of the market that have investment grade (IG) credit and only finance solar projects. Luminia not only offers traditional investment grade PPAs, we also provide sub-investment grade PPAs and a first-of-its-kind PPA for non-rated properties. Plus, we finance the complete range of property improvements including solar, energy storage, EV charging, water conservation, roofing and more.



EV Charger

Energy Storage



Water Conservation

Building Hardening

Windows & Doors

Commercial Real Estate Portfolio Analysis

Luminia’s AI-driven property viability assessment tool analyzes entire portfolios and identifies those properties best suited for sustainability improvements. We prioritize those that are immediately actionable, offer the greatest potential economic benefit, and advance the property’s ability to meet ESG requirements.

Instant Property Prequalification, Pricing and Proposals

With just a street address, Luminia’s AI-driven property viability assessment and project qualification technology instantly reveals whether a property is qualified for financing. Once qualified, the Luminia platform generates a customized co-branded, customer-facing proposal. The result is a higher volume of customer originations, decreased sales cycle time, and less friction to close solar, energy storage and EV charging project transactions.

Community Solar

Luminia provides financing for Community Solar projects nationwide. We work with development partners to secure and deploy capital from mid-stage development onward. Read about our latest Community Solar project in Maine here.

Partnering with Luminia is helping Safari Energy transform our entire sales process. Nearly every property owner is now a prospect for us instead of losing so many deals where the owner did not qualify as investment grade or did not want the system on their books. Luminia supports our marketing outreach, helps us identify prospects, and helps us close more deals quickly. We are seeing a major lift in volume as a result of our partnership with Luminia and has become a major part of our growth strategy.

Ron Wedeking
SVP, Business Development, Safari Energy

I have been working in commercial lending for 25+ years and have seen pretty much everything you can imagine. Luminia has figured out a way to transform the solar landscape to drive large numbers of new clients through the pipes that would have never been able to do these projects in the past. It will be fascinating to watch how this changes the commercial energy landscape in the years to come.

David Vincent
CEO, ACIP Energy

We value the Luminia relationship and appreciate their efforts to support our company as we expand our customer relationships. I’ve been doing this for close to 10 years and have yet to see a financier provide the level of attention that you all do at Luminia. It’s impressive, and with our best quality systems to the customer at the best pricing, we intend to make Luminia our primary partner in winning more business in the years ahead.

Shawn Lathrom
Southern California West Coast Electric, Inc.

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