Financing Solutions for Any Commercial Property

With multiple financing options for energy and sustainability upgrades that meet the needs of the full spectrum of commercial properties, Luminia empowers virtually all commercial and industrial (C&I) property owners to increase property value and reduce operating expenses. Most competitors only finance the 10-20% of the market that have investment grade (IG) credit and only finance solar projects. Luminia not only offers traditional investment grade PPAs, we also provide sub-investment grade PPAs and a first-of-its-kind PPA for non-rated properties. Plus, we finance the complete range of property improvements including solar, energy storage, EV charging, water conservation, roofing and more.

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EV Charger

Energy Storage



Water Conservation

Building Hardening

Windows & Doors

Commercial Property and Real Estate Portfolio Analysis

Luminia’s AI-driven property viability assessment tool analyzes entire portfolios and identifies those properties best suited for sustainability improvements. We prioritize those that are immediately actionable, offer the greatest potential economic benefit, and advance the property’s ability to meet ESG requirements.

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Luminia Portal and Partnership
Instant Property Prequalification, Pricing and Proposals

With just a street address, Luminia’s AI-driven property viability assessment and project qualification technology instantly reveals whether a property is qualified for financing. Once qualified, the Luminia platform generates a customized co-branded, customer-facing proposal. The result is a higher volume of customer originations, decreased sales cycle time, and less friction to close solar, energy storage and EV charging project transactions.

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Community Solar

Luminia provides financing for Community Solar projects nationwide. We work with development partners to provide co-development support, capital and take-out financing. And, we work with property owners to structure attractive rooftop, parking lot and land leases to deploy community solar projects. Read about our latest Community Solar project in Maine here.

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As Maine strives to become a carbon-neural state, securing the funding and resources needed to turn that vision into reality is what Luminia brings to the table – and much more. We are thrilled to team up with Luminia in a long-term partnership that increases our access to capital, allowing us to accelerate momentum for a healthier planet.

Andrew Kellar
Founder of New Hampshire Solar Garden

Partnering with Luminia is helping Safari Energy transform our entire sales process. Nearly every property owner is now a prospect for us instead of losing so many deals where the owner did not qualify as investment grade or did not want the system on their books. Luminia supports our marketing outreach, helps us identify prospects, and helps us close more deals quickly. We are seeing a major lift in volume as a result of our partnership with Luminia and has become a major part of our growth strategy.

Ron Wedeking
SVP, Business Development, Safari Energy

I have been working in commercial lending for 25+ years and have seen pretty much everything you can imagine. Luminia has figured out a way to transform the solar landscape to drive large numbers of new clients through the pipes that would have never been able to do these projects in the past. It will be fascinating to watch how this changes the commercial energy landscape in the years to come.

David Vincent
CEO, ACIP Energy

We value the Luminia relationship and appreciate their efforts to support our company as we expand our customer relationships. I’ve been doing this for close to 10 years and have yet to see a financier provide the level of attention that you all do at Luminia. It’s impressive, and with our best quality systems to the customer at the best pricing, we intend to make Luminia our primary partner in winning more business in the years ahead.

Shawn Lathrom
Southern California West Coast Electric, Inc.

Luminia provided us with a financing solution under a really short timeframe, and it turned out to be a better financing option than what others were providing. The primary measure of success for the project’s been the energy savings. It’s actually generating more than we initially expected, and we’re definitely seeing the cost savings.

Noah Galabow
CFO, Carondelet High School

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Luminia is making sustainability and clean energy improvements profitable for commercial properties.

If you are interested in learning more, please send us a message and our team will get back to you.

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