Owner-Occupants: Take Control of Your Electricity Costs
There’s a way to lock in rates — at no upfront cost to you.
Luminia, in partnership with Clean Energy Alliance (CEA), helps commercial property owners unlock energy savings and lease income through the Solar Plus Business (SPB) program. Luminia leases a portion of your rooftop or parking area and installs, owns, and operates solar and battery storage with no upfront capital investment.
Why Acting Now Matters
Commercial electricity rates increased 79.5% between 2018 and early 2026, representing a 7.6% compound annual increase. As utility costs continue to fluctuate, budgeting for energy becomes increasingly difficult. Solar Plus Business helps remove uncertainty by limiting annual rate increases to just 1%, giving your business greater cost predictability over the long term.
Solar Plus Business Annual Savings Analysis
Example based on 60,000 sq. ft. industrial property. Actual results may vary.
SPB covers ~60% of the building’s total electricity needs. The remaining ~40% continues at utility rates and is not reflected in this graph. Cumulative benefits calculated by comparing the SPB 1.0% annual escalator to a conservative 4.0% estimate of annual utility rate increase.
Estimates only.
What this Looks Like in Practice
60,000 sq. ft. industrial property. Actual results may vary.
A 500 kW rooftop solar system paired with a 500 kWh battery storage system can supply approximately 60% of the property’s electricity needs at no upfront cost. The remaining electricity continues to be provided by CEA. Luminia finances, installs, owns, and maintains the system, while property owners receive annual lease income for hosting it.
Solar: 500 kW Storage: 500 kWh battery
Energy supplied:
~60% of total electricity usage
Savings estimates are calculated by comparing the Solar Plus Business rate’s 1% annual escalator to a projected utility rate escalation of 4% annually. Future utility rates are unknown and may be higher or lower than this assumption.
Year 1
Energy Savings
Lease Income
Total Value
25-Year Term
Energy Savings
Lease Income
Total Value
$0 Upfront Cost
Luminia finances, installs & operates
60,000 sq. ft. industrial property. Actual results may vary.
A 500 kW rooftop solar system paired with 500 kWh battery storage supplies approximately 60% of the property’s electricity, while the remaining electricity continues to be supplied by CEA.
Solar: 500 kW Storage: 500 kWh battery
Energy supplied:
~60% of total electricity usage
Savings estimates compare the Solar Plus Business rate’s 1% annual escalator with a projected utility rate escalation of 4% annually. Future utility rates are unknown and may be higher or lower than this assumption.
Year 1 Energy Savings:
25-Year Term Energy Savings:
Savings grow each year as energy rates rise vs. fixed 1% escalator.
What You Get as an Owner-Occupant
Energy Savings
- Contracted lease income from Day 1 with 2% annual escalators (25 or 10-year term)
- No upfront cost, no credit qualification, no financial security required
- Zero operational responsibility — Luminia handles everything Stronger lease appeal and tenant retention through stable energy costs
- Incremental NOI that flows directly to asset value at sale
Lease Income
- Contracted lease income from Day 1 with 2% annual escalators
- 25-year term with early buyout option
- No upfront cost, no credit qualification, no financial security required
- Zero operational responsibility; Luminia handles financing, permitting, installation, and ongoing operations
How It Works
You lease your rooftop or parking lot space to Luminia; Site Lease Agreement executed for 25 or 10 years
Luminia finances, permits, installs, and operates the solar + battery storage system at no upfront cost to you
You opt-in to the Clean Energy Alliance (CEA) Solar Plus Business (SPB) rate
You receive energy savings and a predictable rate, billed on your SDG&E bill in the CEA section
You receive contracted lease payments from Luminia throughout the term
Get a free site assessment for your property
Find out exactly what your property qualifies for — energy savings, lease income, and asset value uplift — in a free, no-obligation analysis.